Terms of Use & Service Agreement

1. Acceptance of Terms

By accessing or using PayCalcly (the "Website"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you must not use our website.

2. Informational Use Only

All calculators, estimates, tax tables, articles, and financial tools on this website are provided solely for informational and educational purposes. As detailed in our Tax Disclaimer, no content on PayCalcly should be construed as formal tax, accounting, or legal counsel.

3. Intellectual Property Rights

All site software, code, UI design, text, algorithms, and branding are the property of PayCalcly and protected under copyright and intellectual property laws. You may use our calculators for personal or business estimation, but you may not scrape, frame, redistribute, or reverse-engineer our tools without written consent.

4. Disclaimer of Warranties

PayCalcly is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied. We do not warrant that the website will operate uninterrupted or error-free.

5. Modifications to the Service

We reserve the right to modify, update, or discontinue any feature, tool, or calculator at any time without prior notice.